Legal Disclosure, Financial Disclaimer, and Consent Agreement

Last Updated: July 11, 2026

1. No Broker-Client Relationship or Agency

By accessing the training modules, inputting data into any forms, or utilizing any resources on shelleyjsims.com, you acknowledge and agree that your use of this platform does not create a real estate broker-client relationship or an exclusive agency agreement between you and Shelley J. Sims. Under Georgia law, a formal fiduciary relationship is only established once you explicitly execute a separate, written Brokerage Engagement Agreement. All communication prior to executing a written agreement is for consumer education purposes only.

2. General Informational and Educational Context

All materials, video lectures, voiceover scripts, text blocks, checklists, and mini-books provided within The Sims Homeowner Academy are intended solely for general informational and educational purposes. They do not constitute formal legal, accounting, financial, investment, or mortgage underwriting advice. Real estate transactions involve severe financial liabilities and contractual obligations; you are strongly encouraged to seek independent professional advice before executing legal contracts or modifying your personal credit infrastructure.

3. Financial, Credit Leverage, and Calculator Disclaimers

• Calculators and Spreadsheets: All interactive sheets, including the Debt-to-Income (DTI) Split Grid, the Bi-Weekly Mortgage Wealth Hack Lab, and the Pre-Listing Net Proceeds Sheet, utilize mathematical formulas based on static parameters and estimated user inputs.
• Variable Metrics: Actual mortgage pre-approvals, underwriter parameters, interest rates, loan path criteria, municipal property tax structures, title insurance fees, and closing costs are highly individualized. They fluctuate constantly based on changing financial markets and your specific credit history.
• Earnings and Deletion Claims: I do not guarantee any specific financial return, property equity appreciation timeline, or credit score increase. Past performance case studies, client testimonials, or asset liquidation metrics are illustrative examples and do not constitute a promise or guarantee of your future results.

4. Hyper-Local Geographic Boundaries

All data, market corridors, suburban profiles (including references to South Fulton, Woodstock, Sandtown, Cliftondale, Camp Creek, and adjacent regions), school zone indicators, and transfer tax calculations are derived from hyper-local Georgia MLS parameters. I make no representations or warranties regarding the accuracy, applicability, or regulatory compliance of these materials for properties or transactions located outside the State of Georgia.

5. Automated Communications TCPA Consent

By voluntarily submitting your first name, last name, email address, and phone number via any native form blocks on this platform (including the /start, /buy, and /sell onboarding pages), you provide your express written signature and consent to receive automated follow-up communications. This includes instant SMS updates, direct marketing text messages, and automated backend email nurture sequences sent directly by or on behalf of Shelley J. Sims.

• Message and data rates may apply.
• You maintain absolute ownership over your data and may opt out at any time by replying "STOP" to text messages or clicking the "Unsubscribe" link in any email.